Your score doesn't
define your future.
Whether it was a job loss, a medical bill, a divorce — or just life — you didn't get here alone, and you won't get out alone either. 150+ clients helped. Real strategies. Real results.
Also from NextUP
★ Starting a Business? Get 6 Months Credit Repair FREE →
I've been exactly
where you are.
I didn't start this company because I read about credit repair in a book. I started it because I lived it. I know what it feels like to be denied, to be embarrassed at a car dealership, to apply for an apartment and watch the landlord's face change when they pull your report.
In my 30s, I drove trucks to keep the lights on while I figured out exactly how credit works. I made mistakes. I learned from them. And once I understood the system, everything changed.
"This isn't about sending letters. It's about building a real plan, staying consistent, and helping you move with more confidence."
Today, NextUp Enterprise has helped 150+ clients remove inaccurate items, rebuild their profiles, and get approved for the things that matter. Your comeback starts with one conversation.
Simple process. No confusion.
Get started in minutes. Securely access your credit reports and set up your client profile.
Takes less than 10 minImmediate 24/7 client portal access. Upload documents, track disputes, stay informed every step.
Available 24/7We analyze your profile, identify inaccurate items, and begin challenging them with all 3 bureaus.
Most see movement in 45 daysWe guide you on credit builders, utilization strategies, and positioning for real approvals.
Strategy includedAverage timeline: 4–6 months. We stay consistent, keep you informed, and work your case every single month.
Choose your path
to better credit.
No hidden fees. Cancel anytime.
Month-to-Month
Start today, continue month-by-month until you hit your goals.
Cancel anytime — no pressure
- Disputes to all 3 bureaus
- Monthly dispute cycles
- Credit building guidance
- 24/7 client portal access
- Credit monitoring included
- Real human support
Credit Builder
6 full months of everything — one flat fee. Commit and save.
Includes 6 full months of service
- 6 months disputes & coaching
- Disputes to all 3 bureaus
- Credit building guidance
- 24/7 client portal access
- Credit monitoring included
- Real human support
Consultation
Not sure where to start? Let’s talk — zero obligation.
Zero obligation, just real advice
- Personalized credit review
- Clear action plan
- No sales pressure
- All your questions answered
Want to do it yourself? We’ve got you covered.
The same strategies professionals use — in your hands today. 21 sections and 80 ready-to-use dispute letters based on FCRA, FDCPA, HIPAA, and TILA.
The same strategies professionals use.
- Credit Monitoring — Pull your reports the right way first
- Personal Information Correction (3 letters)
- Pay-To-Delete Strategy — Get deletion, not just paid status (4 letters)
- Method of Verification — Force bureaus to show their work (3 letters)
- Debt Validation System — Make them prove it before you pay (3 letters)
- Third-Party Reporting Agencies — Hidden reports most miss (6 letters)
- Follow Suit Deletion — Use bureau inconsistencies (1 letter)
- Double Reporting / Double Jeopardy (1 letter)
- Medical Collections — HIPAA Strategy (4 letters)
- Eviction Removal System — Two-phase strategy (4 letters)
- LexisNexis Dispute System — The hidden database (4 letters)
- Late Payment Goodwill + Executive Contact Directory (3 letters)
- Debt Settlement System (3 letters)
- Repossession Dispute System — Audit every layer (14 letters)
- Charge-Off Dispute System — Metro 2 + FCRA + TILA (9 letters)
- Complete Collection Dispute Kit — Full system (18 letters)
One-time payment · Instant PDF download
Built for the person who wants to be hands-on. Maybe the done-for-you service isn't in the budget right now — either way, you deserve access to the same knowledge and strategies professionals use.
- 80 ready-to-use letters — just fill in your info and mail
- Covers FCRA, FDCPA, HIPAA & TILA consumer protection laws
- Step-by-step — each section builds on the last
- Covers collections, charge-offs, repos, evictions & medical debt
- Executive contact directory for major banks & credit bureaus
- Third-party agency list most people never know to check
Want us to handle it? Done-for-you service →
"NextUp helped me understand my credit, start the repair process, and finally feel like I had a plan."
Building a business?
We fix your credit for free.
Most entrepreneurs spend months piecing together their LLC, branding, website, and banking. We do all of it for you in one package — and include 6 months of personal credit repair at no extra charge.
Properly structured business. Professional brand. Real online presence. And your personal credit being worked at the same time.
"Every Starter Build includes 6 months of personal credit repair — completely FREE. "
Once your business is set up the right way, we position you for $10K–$75K in funding opportunities — and up to $250K+ with our Business Credit add-on.
- LLC Registration, EIN & Registered Agent
- Operating Agreement, Meeting Minutes & Company Binder
- Custom Logo & Brand Identity
- Premium 2–4 Page Website & Domain Setup
- Online Booking Integration
- Google Business Profile Setup
- Business Phone & Virtual Address
- Professional Business Email
- Funding Positioning — $10K to $75K
- 6 months personal credit repair FREE
Click each to see everything included.
- LLC Registration — legally establishes your entity (state fees not included)
- EIN Setup — required for banking, taxes & funding
- Registered Agent for 1 year — keeps your LLC compliant
- Operating Agreement — required by most banks to open a business account
- Meeting Minutes — required for state compliance
- Company Binder — all key documents organized for banks & lenders
- Custom Logo & Brand Identity — professional brand that builds immediate trust
- Premium 2–4 Page Website — your professional online storefront
- Domain Setup — we configure & connect (registration cost passed to you)
- Professional Business Email — branded for credibility with clients & lenders
- Online Booking Integration — let clients schedule directly on your site
- Google Business Profile — get found on Google Search & Maps
- Business Phone Setup — required for funding qualification
- Virtual Address Setup — required for funding qualification
- Funding Positioning — structured for $10K–$75K funding opportunities
- First-time founders launching the right way from day one
- Entrepreneurs who want to look and operate professionally
- Anyone preparing for business funding
- Credit repair clients building their business at the same time
While we build your business, we work on your personal credit at the same time. Disputes, credit building guidance, client portal access, and real human support throughout the process.
One-time investment · State filing fees not included
- CRM Setup — organize leads, clients & follow-ups in one place
- Booking Calendar Integration — clients book 24/7 without you lifting a finger
- Email Automation Sequences — follow-ups & nurturing set once, runs forever
- Client Onboarding System — forms, agreements & workflows for seamless onboarding
- Appointment & Review Automation — reminders reduce no-shows, reviews build reputation
- Sales Pipeline Setup — never lose track of a lead or client again
- Lead Capture Form Integration — every inquiry auto-logged, tagged & followed up
- Social Media & SMS Follow-Up — multi-channel follow-up on autopilot
- Website Upgraded to Full System — everything connected (~$27/mo subscription paid by you)
- Business owners who want to stop doing everything manually
- Service-based businesses that need consistent follow-up
- Entrepreneurs ready to scale with real systems in place
Stack this on top of your Starter Build to go from launched to fully automated. Add it now or when the time is right — designed to build directly on your foundation.
One-time add-on · Can be added anytime
- DUNS Number Setup — establishes your EIN credit profile with business bureaus
- Business Credit Bureau Registration — verified across all three major commercial bureaus
- Business Credit Monitoring — track activity & growth across all major bureaus
- Net-30 Vendor Account Setup — start building trade lines under your EIN
- Free Curated Net-30 Account List — accounts that report to major bureaus
- Tradeline Reporting Setup — accounts actively reporting payment history
- Business Banking Positioning — maintain a profile that looks strong to lenders
- Business Credit Card Positioning — EIN-only card guidance, no personal guarantee
- Fundability Checklist & Audit — full review against what lenders actually check
- Advanced Funding Positioning — structured for $75K–$250K+ in funding opportunities
- Entrepreneurs serious about building credit under their EIN
- Business owners preparing for larger funding opportunities
- Those building long-term credibility with lenders & vendors
Build your business foundation first, then layer on business credit. Designed to work on top of your Starter Build for maximum funding eligibility. Funding results vary.
One-time add-on · Funding results vary
- LLC Registration (state fees not included)
- EIN Setup — for banking, taxes & funding
- Registered Agent — 1 year compliance
- Operating Agreement — required by most banks
- Meeting Minutes & Company Binder
- Custom Logo & Brand Identity
- Premium 2–4 Page Website (domain cost not included)
- Professional Business Email
- Online Booking Integration
- Google Business Profile — found on Google & Maps
- Business Phone Setup — required for funding
- Virtual Address Setup — required for funding
- Business Email Setup
- Payment Processor Setup (processor fees paid by you)
- Invoice System Setup — professional invoicing for clients & lenders
Building individually adds up fast. The Starter Build covers Legal Formation + Brand & Web + Online Presence and includes 6 months credit repair free — often the better value depending on what you need.
Mix & match what fits your situation
No fluff. Straight answers.
Many clients start seeing changes within 45 days. Most complete the program in 4–6 months. Every file is different — we’ll be honest about what to expect.
No — and any company that does is lying. What we guarantee is a real, consistent process done the right way using actual consumer protection laws.
Not everything is removable. But anything inaccurate, outdated, or unverifiable can be challenged — and that’s exactly what we go after.
The done-for-you service means we handle everything every month. The DIY Kit ($47) gives you the exact same letters and strategies to do it yourself. Both work — the service just saves you the time.
Yes — and this is a big part of what makes us different. We guide you on building your profile so when items come off, your score actually grows.
Cancel anytime. Just email support@nextupenterprise.com or call 570-203-1530. No pressure.
Have a question?
We'll get back to you.
Fill out the form below and we'll respond within 24 hours. You can also email us directly at support@nextupenterprise.com or call 570-203-1530.
Your comeback starts right now.
Join 150+ clients who’ve reclaimed their financial future. One simple step.